What about... 

What about eliminating fractional reserve banking?

Just how far to go on eliminating or reducing the risk of fractional reserve banking speaks directly to the question of what sort of monetary system should replace the broken one we have now. One of the benefits of this amendment is that it will force that question to be asked because central banking will be unable to mitigate the risk inherent in the low reserve requirements we have today. From a practical standpoint, higher reserve requirements can only be achieved over time, not instantly. The ability to stop monetizing debt, on the other hand, can be accomplished in a single action. Once this is done, the Fed will not be available for bailing out banks (or for providing unlimited funds for Congress). In our opinion, since there will be no incentive for Congress or bankers to accept the risk of low reserves, they will increase them over time by themselves.

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